Make a debt list. Start by collecting a list of all your debts and categorizing them into different types, such as credit card debt, personal loans, home loans, and car loans. Then analyze the interest rates to see how much each debt has. Especially debts with high interest rates, such as credit card debt, will help you know which debts to prioritize in paying off first. At this stage, if you are not an expert, you may want to ask for help or advice from a financial expert or bank.
credit : ufabet